Sahara India Refund Portal Launch: Streamlining Customer Refunds

Introducing the Sahara Refund Portal

Sahara India Pariwar introduces the Sahara INDIA Refund Portal, an innovative digital platform designed to simplify and expedite the refund claims process. This portal marks a new chapter in customer-centric services, ensuring a seamless experience for depositors associated with the Sahara Group.

Objective Behind Launching the Portal

The primary goal for launching the Sahara Refund Portal is to provide a user-friendly platform that emphasizes convenience, efficiency, and transparency. By transitioning the claims process from traditional methods to an easy-to-navigate online system, the portal aims to revolutionize the refund experience for depositors.

Sahara India Refund Portal Overview

Portal Website
IntroducerShri Amit Shah
HeadquartersLucknow, Uttar Pradesh, India
ChairmanSubrata Roy
Area servedWorldWide
Introduced byCentral Registrar of Cooperative Societies (CRCS)
Portal NameSahara Refund Portal
Amount TransferredRs 5,000 crore
Started On1978 – Gorakhpur
Company TypePrivate Company
EligibilityOpen to Sahara’s 10 crore depositors whose investment time has expired
Launch DateJuly 18, 2023

Read More : Audit (101)

Involved Cooperative Societies

The introduction of the Sahara Refund Portal is supported by four major cooperative societies:

  1. Sahara Credit Cooperative Society Ltd.
  2. Saharayan Universal Multipurpose Society Ltd.
  3. Humara India Credit Cooperative Society Ltd.
  4. Stars Multipurpose Cooperative Society Ltd.

These cooperative societies are known to uphold the highest standards of customer service and operational efficiency, reinforcing the commitment to the transparent refund claims process.

Working of the Sahara Refund Portal

How to Apply for Sahara Refund Portal?

  1. Go to the Portal: Access the Sahara Refund Portal via this link.
  2. Register: Click on “Register” and fill in your information as prompted on the screen.
  3. Verify Your Email: Check your email inbox for a verification email from the Sahara Refund Portal and follow the instructions to verify your account.
  4. Log in to Your Account: Use your registered credentials to log into your account.
  5. Review Instructions: Take a moment to read through the instructions and features provided in the portal.
  6. Gather Required Documents: Prepare and gather all documents required for your refund request. This could include identification, proof of investment, receipt of deposit, etc.
  7. Apply for Refund: Look for the online refund request form on the portal, fill it out accurately.
  8. Upload Necessary Documents: Use the portal’s secure upload feature to add your necessary documents to your application.
  9. Double-Check Everything: Before submitting, review all your entries and the documents uploaded for any possible mistakes.
  10. Submit Your Request: Once everything is completed accurately, click on “Submit” to finalize your refund request.

Please note that after your refund request is submitted, you can:

  1. Track Your Request: Use the portal’s tracking feature to monitor your refund request’s status.
  2. Respond Promptly: If any additional information or documents are requested, provide them promptly to avoid delays in processing your refund.
  3. Stay Updated: Use the portal to get updates on your refund request.
  4. Follow Reimbursement Instructions: Once your refund request is approved, follow the instructions provided on the portal for reimbursement.

Remember, if you have any problem with any of these steps, customer support is available on the portal to help walk you through the process.

How the Sahara Refund Portal Works:

The Sahara Refund Portal is intricately designed to ensure a secure and seamless process for refund requests. Here are the steps on how the portal functions:

  1. Linking Aadhar: Your Aadhaar number will be linked to your mobile phone number and your bank account.
  2. Receipt Information: You will need to provide information from your investment receipt on the portal.
  3. Downloading, Completing and Uploading Form: After providing all necessary details, you will be prompted to download a specific form. Complete this form accurately, and then re-upload it to the portal.
  4. Refund Process Initiation: Once the filled form is uploaded and your information is verified, the refund process will begin.

Eligibility Criteria for the CRCS Sahara Refund Portal:

Here’s an easy-to-understand breakdown of the eligibility to claim through the CRCS Sahara refund portal, as outlined by Union Minister Shah:

  1. Initial Phase: In the initial phase, depositors who have invested an amount of Rs. 10,000 or more are eligible to claim a refund.
  2. First Payment Cap: The first payment will be capped at Rs 10,000. This amount will be disbursed to one crore investors.
  3. Post Disbursement: Once Rs 5,000 crores have been disbursed, a plea will be submitted to the Supreme Court requesting permissions to return the rest of the money to the remaining investors.

Refund Timeframe

According to Mr. Shah, eligible claimants can expect to receive their refunds within 45 days. In case of any confusion or difficulty with the process, claimants are advised to seek assistance and digital services from Common Services Centers (CSC).

Purpose of the CRCS Sahara Refund Portal

The CRCS-Sahara Refund Portal has been developed to protect the interests of cooperative members. The portal’s main objectives are:

  1. Handle Legitimate Claims: The portal aids in managing valid claims from depositors who had investments in Sahara Group’s cooperative societies, specifically:
    • Sahara Credit Cooperative Society Ltd
    • Saharayn Universal Multipurpose Society Ltd
    • Humara India Credit Cooperative Society Ltd
    • Stars Multipurpose Cooperative Society Ltd

By providing a user-friendly and efficient platform, the CRCS-Sahara Refund Portal streamlines the refund process for both claimants and the organizations involved.

Required Documents for the Sahara Refund Portal

For a successful refund application via the Sahara Refund Portal, applicants need to provide the following documents:


  1. Deposit Account Number: This is your unique account number where you hold your deposit.
  2. Mobile Number Linked with Aadhaar: The mobile number that you have registered and linked to your Aadhaar card.
  3. Membership Number: Your unique membership number associated with the respective cooperative society.
  4. Certificate of Deposit/Passbook: Evidence of your deposit with the cooperative society, either in the form of a deposit certificate or your passbook.


  1. PAN Card: This is required only if your claim exceeds Rs. 50,000. A copy of your PAN Card needs to be provided to validate your claim.

Remember, having these documents at hand will expedite the application process.

Frequently Asked Questions

How do I access the Sahara Refund Portal?

The Sahara Refund Portal can be accessed using this link.

What do I need to submit a refund claim on the Sahara Refund Portal?

Important documents include your Deposit Account Number, Mobile Number linked with Aadhaar, Membership Number, and Certificate of Deposit or Passbook. If your claim exceeds Rs. 50,000, you are required to provide your PAN Card.

I have submitted my refund claim. How long will processing take?

Refunds are expected to be processed and transferred into your bank account within 45 days.

I’m having trouble filling out my details on the portal. Where can I get help?

If you encounter any difficulties, you are advised to seek digital services from Common Services Centers (CSC).

My claim exceeds Rs. 50,000. Are there additional requirements?

If your claim exceeds Rs. 50,000, you are required to provide your PAN Card.

How does the Sahara Refund Portal ensure the protection of my personal information?

The Sahara Refund Portal is designed with state-of-the-art security features that aim to protect all personal and financial information of the users.

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